[Prodigy9]

If I understand this correctly, I have to play dozens of hours just to get 10,000 credits and if i find anything of value in the process, it can be most likely stolen by some jerk passing by without any repercussions to him.

Is this correct?

1.) It doesn't take "dozens of hours" to get 10K credits. I got my first realm after playing a few hours a day for about three days.
2.) There ARE repercussions to rule-breakers, but you have to provide evidence that the incident actually happened. However, you won't get your materials back (mods can't see what was originally in the chest, and so it would be too easy for people to falsely claim that they had a chest full of rare materials that was stolen).
3.) Hide your chests when they're in public areas.

[lynxwolf191]

the 420 bank charges 250 RC for a single chest, and 350 for a double chest.

The Soon to be opened (Opens at 8:30 PM on Oct 8) International Bank of Lumina gives FREE double chest to anyone. Just talk to either Connorartman97 or Lynxwolf191 in-game to get a chest. Also, for the price on ONE 420 double chest (350RC) you can get TWO double chests from TIBIOL.

[Surgeonbsg]

If you're at Roanoke there is a huge bank right outside and to the left of the spawn building. A single double chest costs a paltry 100 credits. We store your stuff on private land and you just ask one of us when you need something out. No charge for withdrawals.

The point should be made though that we won't run back and forth everytime you need a couple dirt.

[BSGSamuel]

Make that 100 per single chest but it's still not a huge cost considering it's for unlimited time and with free transactions.

[Laserminer]

TIBOL has its Grand Opening in half an hour, and it will offer a free double chest with unlimited withdrawals/deposits.

http://minerealm.com/community/viewtopi ... BOL#p34653