[Kurile]

Don't add chocolate to something because you cannot think of more than "its stupid that you cant remember who owes what." Just a lame excuse to say its chocolate.

A good reason to implement this system is to ensure those people who give out loans do indeed get paid without having to resort to going to the Admins. (which they can get busy on official duties, and thats not mentioning what they are building privately)

There should be some rules to it.

1. To setup a payment system, both parties must hit "accept payment setup". If a mistake was made, or the payee forgives debt, BOTH parties must also be subject to confirming the cancellation.

2. Auto-debit from account each day, at a set time. Not when the loan was done, but at a set time. Say, 2 PM Eastern Standard Time, with an automatic 1 day delay from the start of the loan implementation.

3. There is a fee for using the automatic payment system, 500 credits for the payee* to accept the payment plan. Further fees could be pending as to avoid abuse for avoiding the give credits command.

4. If pay-er has insufficient funds to complete, payee still recieves payment each day. However, the pay-er goes into negative funds (the red). In order to get to positive funds, pay-er must mine/sell items to get back into the black.

Don't really see much else.

*Payee refers to the person RECEIVING the money, not the one paying it. Just a clarification.

[Puged]

This has rejected written all over it.

These are the kind of ideas that promote player based economies and increases the features on the server without losing its vanilla aspect. This is a great idea. Not too crazy just another way to send credits and make the renting system more prevelent.

[Surgeonbsg]

Hate if you want to but take a look at the suggestions section. Far more usefull ones have been shot down lately.

[mlaer]

Once a agreement is made, the payee should not be able to cancel it. If the payee doesn't have enough credits for an automatic weekly/ daily payment, they should be prevented from being able to use their credits in any other way. So imagine I owed you 500cr per week, payed on Monday. My balance throughout the week would have to be at minimum of 500cr, or I couldn't give my credits to any player. If my balance was over 500cr, I could send credits to people, but only enough such that I am always left with atleast 500cr.

If the player is still unable to pay on the recurring payment day, the game should keep track of how much the player owes. Then once they have enough for a single payment, it is automatically payed until they pay off the amount that they are behind. During this time, the player would not be able to use their credits in any other way.


It would be neat if you could tie this together with privileges for a realm.
So something like...
/realm member [name] [fee]

This would make [name] be a member of your realm for as long as [name] continues to pay you [fee] per week or something. The payments would be automatically made. [name] could opt out any time, but would lose rights to the realm. Payments would stop if [name] didn't have enough money, and they would be kicked from the realm. Even better for renters! (or take this even further...)

I don't think balance should go into the red, because that can be abused. Easy, make some naive player pay you 20 million cr, then their balance is -20 million, and they never play here again.

[Kurile]

Easy enough that BOTH parties must accept the payment. And i would imagine that Intelli would also put in some code (if he was the one to do this) that would flag payments over a certain amount direct to him. Then he would not be a happy intelli, and i would pity the abuser.