Minerealm Community Forums

Here at ChaosBank, our goal is to promote wealth for the citizens of minerealm. We can hold money, give loans on property or credits, hold items, and pawn items. All of our services aim to bring wealth to you, right here, right now, and give you a fair transaction. Need some money for your next big project, or just your first realm? ChaosBank is there for you. We can even buy the realm right now, and morgage it. It's yours as long as you pay it off. Want a safe place to store your items? ChaosBank is there for you with hundreds of safe deposit boxes.
Bank accounts are one of ChaosBank's many services. It's simple, just deposit your money with ChaosBank, and we'll pay you money each month for storing it with us. The size of these intrest payments you get each month is determined by how much money you leave with ChaosBank.

100-1,000rc = 50rc per month
1,000-2,000rc = 100rc per month
2,000-5,000rc = 500rc per month
5,000-10,000rc = 1,000rc per month
10,000-15,000rc = 1,500rc per month
15,000-20,000rc = 2,000rc per month
20,000-30,000 = 3,500rc per month
30,000-50,000 = 5,000rc per month
50,000-100,000 = 7,000rc per month
100,000 and up = 10,000rc per month
ChaosBank will give out loans to people it deems trustworthy. At the time of the loan an interest rate and payback time will be determined. All loans will be recorded to promote fairness. If you need an extension on your loan, ChaosBank will take what money you have already and the remainder will be treated as a new loan. The interest rate on loans will be determined based off how large the loan is and how trustworthy you are.

A sample loan:

Amount: 2,000rc
Interest rate: 20%
Payback time and Amount: 7/1/2012, 2,400rc
Say you need a few realms for you next Mega-Build, but you spent all your credits buying materials? The solution is simple, ChaosBank can buy those realms for you. ChaosBank will buy the realms right away, and will give perms to anyone who you ask for. The realm ownership will be transfered to you upon the payment of 12,000rc. Just like loans, there will be a designated time in which you must pay back the mortgage by.

Note: If you fail to pay for the realms within the agreed upon time, the realms and a ll property within will be forfeit to ChaosBank.
For a small monthly fee, ChaosBank will store any items in a secure private chest in our main location. No one will have acces to this chest except for you and ChaosBank employees. If you want your stuff back, just ask, and it will be given. If you wish to buy multiple chests, simply multiply the base price for that chest by the number you wish to buy. For instance, two large chest would cost 400rc per month.

Pricing:

Small Chest: 100rc
Large Chest: 200rc

Notice:

As ChaosBank is just starting up, not all services are available at this time. We will only be giving out small loans, and taking deposits of credits and items.

i think you cam get a ban request from a noob if you dont enlarge the tiny "Note text" just saying

MrKeveCool wrote:i think you cam get a ban request from a noob if you dont enlarge the tiny "Note text" just saying

True, true. I might get rid of that policy comepletely, actually.

I'd use this. The loans aren't hiked up on Interest like all the others, and Item storage isn't 1,000+ a month





*cough* Lumina *cough*

meepers wrote:I'd use this. The loans aren't hiked up on Interest like all the others, and Item storage isn't 1,000+ a month





*cough* Lumina *cough*

Cool, wanna make a deposit?

CHAOSiron13 wrote:

meepers wrote:I'd use this. The loans aren't hiked up on Interest like all the others, and Item storage isn't 1,000+ a month





*cough* Lumina *cough*

Cool, wanna make a deposit?

Yes. Yes I do.

meepers wrote:

CHAOSiron13 wrote:

meepers wrote:I'd use this. The loans aren't hiked up on Interest like all the others, and Item storage isn't 1,000+ a month





*cough* Lumina *cough*

Cool, wanna make a deposit?

Yes. Yes I do.

Excellent. How much moolah you gonna fork over?
Please say 100k

When payments are made (either to the bank, to store money and begin collecting interest, or from the bank when money is withdrawn or an interest payment is made), who is responsible for the 10% tax?

sounds good!